Personal consumption 

Lending Methodology

  • Direct deduction 

Repayment frequency

  • Monthly   

Grace period



  • 5% Establishment fees
  • 2.5% insurance
  • 15% per month on reducing balance

Qualifying criteria

  • Maximum depends on capacity to repay as confirmed by employer. (Loan calculator attached).


  • Up to 6 months

What you need to apply

  • Passport size photo
  • Confirmation letter of employment from employer
  • Copy of identification particulars
  • Proof of residence which should not be more than 3 months old e.g. Electricity bill
  • 3 consecutive pays lips, latest of which should be original
  • 3 months’ bank statement showing that salary has gone through the account for the last 3 months

Collateral requirement

  • Salary