Overview

This policy covers large businesses with sizeable asset bases against perils of: fire including storm, burst pipes, floods, impact (by any road vehicles, horses or cattle), explosion, earthquake, aircraft, non political riot and malicious damage.

• Buildings: Re-building costs including quantity surveyor, architects and consulting engineer’s fees
• Contents: Replacement value subject to depreciation
• Stock: Cost value of total stock
• Machinery: Total replacement value of plant and machinery

Benefits

Accident Classes covered include:

• Burglary – Sum Insured based on a limit of liability
• Money – Sum Insured based on maximum amount held
• Goods in transit – Based on annual carry and limit any one load
• Damage to glass and office equipment and
• Employees Personal effects