We work so hard for our families. Every month we bring home some income. However, death, an undesirable element of life is inevitable. The CBZ Income Protection Plan ensures that your family and loved ones continue receiving that income when you are gone. We at CBZ do not want you to go early, thus we celebrate your life by giving you 50% cash back after every 5 years.


  • Pays out monthly income to the chosen beneficiary for up to 20 years after the death of the Life Assured.
  • Families or beneficiaries continue to receive monthly income for periods of 1 year, 5 years, 10 years, 15 years or 20 years.
  • Pays out a Life Celebration Bonus after every 5 years – up to 50% refund of contributions given back as a way of celebrating your life.
  • FREE funeral cover of US$500 for immediate family members (Member, Spouse and up to 4 biological children under the age of 21 years)
  • Younger people pay lower premiums… join early to lock in low premiums.
  • You pay premiums up to age 65 and remain covered for the rest of your life.

What you need to apply

  • Copy of ID, Full names and Dates of births